Home/ Lenders/ Freedom Mortgage

Freedom Mortgage mortgage recast: rules and fee

Every figure below is taken from Freedom Mortgage's recast page — partial disclosure only and was checked on 27 Aug 2026. Where Freedom Mortgage publishes nothing, the row says so rather than guessing.

Verified 27 Aug 2026 Servicer’s own page
Minimum lump sum
None stated
Not published
Recast fee
Not published
“Several hundred dollars”
Excluded loan types
See note
Conventional only
Timing & frequency
Not published
Not published
Primary source

Freedom Mortgage's recast page — partial disclosure only — freedommortgage.com — checked 27 Aug 2026. The exact document URL is not recorded here; see methodology.

Escrow

Not published. A recast fixes principal and interest. It does not fix the escrow portion of your bill, which is billed separately and can still move with taxes and insurance.

Price a recast on these rules

Freedom Mortgage publishes no fee, so the calculator leaves your own figure in place.

Use Freedom Mortgage in the calculator

Other servicers

ChaseWells FargoBank of AmericaRocket MortgageMr. CooperPennyMacUS BankTruistNewrez / ShellpointFlagstarPenFedTrustmarkSpecialized Loan ServicingNew American FundingPlains CommerceThe Mortgage FirmPNCCrossCountryNavy FederalFifth ThirdGuild MortgageloanDepotCiti

Compiled and verified by Moh Bami, Tampa, FL, on 27 August 2026. This page states what Freedom Mortgage publishes. It is not mortgage advice, and it is not a quote.