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Bank of America mortgage recast: rules and fee

Every figure below is taken from FAQ is JavaScript-gated and could not be read and was checked on 27 Aug 2026. Where Bank of America publishes nothing, the row says so rather than guessing.

Verified 27 Aug 2026 Unverified — could not extract
Minimum lump sum
None stated
Not extractable
Recast fee
Not published
Not extractable
Excluded loan types
See note
Not published
Timing & frequency
Not published
Not published
Primary source

FAQ is JavaScript-gated and could not be read — bankofamerica.com — checked 27 Aug 2026. The exact document URL is not recorded here; see methodology.

Escrow

Not published. A recast fixes principal and interest. It does not fix the escrow portion of your bill, which is billed separately and can still move with taxes and insurance.

Price a recast on these rules

Bank of America publishes no fee, so the calculator leaves your own figure in place.

Use Bank of America in the calculator

Other servicers

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Compiled and verified by Moh Bami, Tampa, FL, on 27 August 2026. This page states what Bank of America publishes. It is not mortgage advice, and it is not a quote.